AI Disclaimers

1. General AI Services Disclaimer

1.1 No Professional Advice

AI-generated content does NOT constitute:

• Legal advice
• Financial, investment, or tax advice
• Medical, health, or psychological advice
• Professional engineering, architectural, or construction advice
• Any other regulated professional advice

Always consult qualified human professionals before making decisions based on AI-generated content.

1.2 Limitation of Liability

To the maximum extent permitted by law, Visionary Consultant LLC shall not be liable for errors, omissions, or inaccuracies in AI-generated content; decisions made based on AI outputs; or any damages arising from use of AI Services. Users assume full responsibility for verifying information.

2. Product-Specific Disclaimers

2.1 Nova — Debt Payoff Planner

• Nova uses mathematical algorithms (Avalanche method) to organize and prioritize debt repayment
• Projections are estimates based on user-provided data and may not reflect actual outcomes
• Nova does not constitute financial, legal, or credit counseling advice
• Interest rate calculations are approximations and may differ from your actual lender terms
• Users are responsible for verifying all debt balances, interest rates, and minimum payments

2.2 Stellar — Business Diagnostic

• Stellar uses AI to analyze business operations and identify potential chokepoints
• Diagnostic results are based on self-reported data and AI pattern matching
• Recommendations are predictive and carry no guarantee of business outcomes
• Stellar is not a substitute for professional business consulting
• Users should validate all findings with qualified advisors before implementing changes

2.3 Aurora — Cash Flow Forecasting

• Aurora projects future cash positions based on historical data and user inputs
• Forecasts are estimates and may not reflect actual future cash positions
• Money leak detection identifies patterns but cannot guarantee all leaks are found
• What-if scenarios are simulations, not predictions
• Aurora is not accounting software and should not replace professional financial review

2.4 Lumina — Contractor Estimating

• Lumina generates AI-assisted cost estimates from user-submitted photographs and inputs
• Estimates are approximations and should not be relied upon as professional contractor estimates
• Material and labor pricing may vary significantly by region, market conditions, and project scope
• AI-generated line items require human review before submission to clients
• Visionary Consultant LLC is not liable for financial losses resulting from estimate accuracy

3. Known AI Limitations

Users should be aware that AI systems may:

• Hallucinate: Generate convincing but false information
• Reflect biases: Perpetuate biases from training data
• Become outdated: Knowledge may not reflect recent events or market conditions
• Misunderstand context: Fail to grasp nuanced situations
• Produce inconsistent results: Generate different outputs for similar inputs

4. User Obligations

4.1 Prohibited Uses

You may NOT use our AI Services to:

• Generate illegal, harmful, fraudulent, or deceptive content
• Create deepfakes for impersonation or misinformation
• Generate malware or instructions for harmful activities
• Violate intellectual property rights
• Make automated decisions with legal effects without human review

4.2 Verification Requirement

For any high-stakes decisions (financial, legal, medical, safety-critical), you must:

• Independently verify AI-generated information
• Consult qualified human professionals
• Not rely solely on AI outputs

5. Contact Us

Report AI Issues: [email protected]
Legal Compliance: [email protected]